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Homelet
Landlord & Tenant Insurance – Low Cost Landlord &
Tenant Insurance in Scotland and the rest of the UK
Rented
property insurance. Low cost let property insurance from Homelet
in Scotland
Homelet
offers these Landlord’s Protection Products for Landlords
in Scotland
Low
Cost Buildings insurance
–
Peace of mind for property investors. Low Cost Buildings Insurance
covers the cost of rebuilding your property following loss
or damage caused by key risks such as fire, theft, aircraft,
lightning, escape of water, storm and subsidence.
This
economic policy also includes loss of rent and re-letting
costs following insured damage, Landlord’s Liability and Accidents
to Domestic Staff Liability, essential protection in today’s
litigious society.
Comprehensive
Buildings Insurance – A more extensive and flexible
buildings policy including benefits such as 90 days full cover
for unoccupied properties in between tenancies, 30% loss of
rent and Accident Damage and Nil Excess Options.
Full
Contents Insurance – Designed for furnished lets
and covers your contents on a new for old basis. Accidental
Damage Nil Excess Options are available.
Limited
Contents Cover
- Ideal cover for unfurnished or part-furnished properties,
Covers specific items including carpets, curtains, light fixtures
and fittings and kitchen white goods on a new for old basis.
Legal
Expenses - £50,000
cover for all legal costs involved in arranging the eviction
of tenants who have defaulted on their tenancy agreement or
unauthorised occupants.
Rent
Guarantee and Legal Expenses – Where a tenant fails
to pay the rent, we will pay the rent owed (subject to an
excess) until vacant possession is obtained. Legal costs are
included.
Emergency
Assistance – Covers the cost of a contractors call
out in certain emergency situations. Covers parts, labour
and materials up to £500 (inc VAT).
Details
supplied by Premier Homelet – Leaflet P003 / 04 ©
2004 Hanover Park Commercial Limited
CLICK
ON LOGO BELOW FOR FURTHER INFORMATION
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of Page
Why
use a letting agent?
NEED
INSURANCE FOR YOUR HMO or RENTAL PROPERTY? CLICK
HERE
Do
you own more than Two Rental Properties - Want to save money?
Click on Logo Below
Renting
a property in Scotland? You will need a Homelet Tenant’s Protection
Product. Remember
with Homelet the policy is portable so if you move to another
part of the UK you take it with you
Contact Homelet for conditions.
Why
do I need Insurance? Not
only are tenants at risk from fire, theft and malicious damage
they may be responsible under the tenancy agreement for damage
caused to the landlord’s property.
What
if I’m in shared accommodation? If you share or
sub-let the home, each tenant will require separate cover.(
bedsits - student lets etc)
Cover
away from home- Alongside our Standard cover (which
protects your possessions in the home) we also offer cover
for loss or damage (including accidental damage) to personal
possessions anywhere in the world.
Cover
for Pedal cycles –
If
you own a pedal cycle valued above £200, we offer an extension
to our standard policy to ensure that your cycle is covered
outside the home.
Standard
Cover - Contents
& Personal Possessions in your Home
Additional
Cover – Loss or Accidental Damage to Personal Possessions
Anywhere.
Details
supplied by Premier Homelet – Leaflet P004 03 / 04 ©
2004 Hanover Park Commercial Limited
CLICK
ON LOGO FOR FURTHER INFORMATION
The
above information has been prepared by Premier Homelet Phoenix
House, 11 Croydon Road, Croydon CR0 2NW, England and Under
UK regulations Jeffrey Milner Ltd T/A
JML Property Services and scottishcottagerental.com
are unable to give advice regarding insurance or assist with
changes to insurance policies that you have taken out. You
must contact the insurer direct. The details displayed are
taken from their leaflets Landlord’s Protection –
Leaflet P003 / 04 ©
2004 Hanover Park Commercial Limited and Tenant’s Protection
Leaflet P004 03 / 04 ©
2004 Hanover Park Commercial Limited and Jeffrey
Milner Ltd takes no responsibility if the details are changed
from those displayed on this site. You must contact Premier
Homelet direct for their full terms and conditions and up
to date details for their products as under the FSA regulations
Jeffrey Milner Ltd (and any of it’s trading names) are unable
to assist.
Homelet
is a trading style of Erinaceous Insurance Services Ltd, Phoenix
House, 11 Wellesley Road, Croydon, Surrey CR0 2NW, England
who are authorised and regulated by the Financial Services
Authority in the UK. Their FSA Register number is 308724.Jeffrey
Milner Ltd T/A jml Property Services acts as introducers to
Homelet
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of Page
______________________________________________
Why
use a letting agent?
- Landlords
and Homeowners often have full time jobs as well as buy
to let investments, it is therefore frequently the case
that with so many demands on their time they cannot always
be available to handle day-to-day events connected with
their property
- If
this sounds like you then using a letting agent offering
full property management could be an essential and economical
way of ensuring the smooth running of a tenancy, while protecting
the property and still making a profit.
- Whilst
letting your property through a specialist letting agent
is not strictly necessary, a good agent will take some of
the effort out of the job of finding and selecting tenants,
drawing up tenancy documents, and the day-to-day maintenance
of the property.
-
Because you are quite literally placing your property in
their hands, the choice of a letting and managing agent
is as important as in choosing any other professional such
as a solicitor or accountant.
- Unfortunately
demand for property to rent has encouraged many firms and
individuals to set up as letting agents many of them are
completely unregulated and have little or no experience,
do not operate bonded client accounts or are bound by any
code of practice. Remember, as the landlord you may be personally
liable for any mistakes made by your agent. So choose carefully
- Why use a letting agent - Information supplied by Homelet
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of Page
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See
also HomeLet (Group) Press Information:
EIS
sale completed - New and stable long term ownership - April
2008
EIS
separates from Erinaceous Group - New and stable ownership
- April 2008
Erinaceous
placed in administration - April 2008
jml
Insurance will now be introducing Homelet Landlord & Tenant
insurance instead of Letsure - March 2008
Erinaceous
puts insurance division up for sale - January - February 2008
Brian
Turney has left Lumley Letsure - June 2007
Erinaceous
Group Plc Opens Property Management Office in Dublin, Ireland
- May 2007
HomeLet
IPEX -Landlords set for buy-to-let revolution as new scheme
launched - March 2007
HomeLet
Rental insurance launch Portfolio Insurance from 10th July
2006 in the UK
Letsure
has a new Glasgow offices December 2005
HomeLet
launches new low cost option landlord’s protection - July
2003
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ON THE LOGO BELOW TO ENTER MAIN jml Insurance site
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HERE for Details
jml
Property Services are members of
theNational Federation of Landlords, National Landlords Association
in the UK and British Chamber of Commerce Cote d'Azur - France
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